When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. This is especially crucial in a seller's market, where it's not uncommon for a home seller to receive multiple offers on their property.
Let's look at this from the seller's perspective: If you were the seller and had multiple offers on your property, all things being equal, would you accept the offer with financing approved or the one that was still conditional on financing? The answer is obvious. But then why do so many buyers wait to start the financing until after they have found the home?
As a prospective purchaser, it makes all the more sense to start the financing process early so you can get a firm handle on your interest rate and closing costs. If you do this before finding a home, you are not under any time constraints and are less likely to overpay, unlike a buyer who has found a home and is under strict time constraints. We will locate the absolute best mortgage rate and lowest closing costs possible.
There is no cost or obligation for this valuable and strictly confidential service.